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A calendarspread, also known as a horizontal spread or a time spread, is createdby the simultaneous purchase and sale of two options of the same class(i.e., call or put) and strike price, but with different expirationdates. Calendar spreads can be either bullish or bearish, and can beestablished either for a credit or a debit. The month closest to thetime at which the spread was initiated is called the "front month," or"near term" option; the other month is the "back month" or "deferred"option. If a trader is long on the deferred option, the calendar spreadis considered "long." If the trader is short on the deferred option,the trader is said to be "short." The price of a calendar spread reactsto changes in underlying stock price, time until expiration, changes inimplied volatility levels in both months, interest rate, and dividendstructures.

Inan S&P Options Report, this is the potential percentage return forthe position if the short term option is In The Money at expiration andthe longer-term option retains its time value.

Inan S&P Options Report, this is the percent return for the positionif the stock expires above the short call, assuming both options areexercised at expiration.

With a call option, the buyer has the right to buy shares of the underlyingsecurity at a specific price for a specified time period.

Inthe context of equity options, a call option gives the buyer the rightto buy shares of the underlying security at a specific price for aspecified time period.

In the context of fixed incomesecurities, the call feature gives the issuer of the security the rightto redeem the issue at or after a certain date, usually at apre-announced price.

The price a seller requests for the sale of a call option. This is the most an investor should pay for the option.

The month during which the call option expires.

Theprice at which the owner of an option can purchase (call) theunderlying stock. Used interchangeably with striking price, strike, orexercise price.

Thesymbol of the contract that grants the purchaser the right to buy anunderlying equity at a certain strike price. An option symbol iscomprised of three parts. The first one-to-three letters are the rootsymbol for the option. The second-to-last letter stands for theexpiration month of the contract. The last letter in the symbolrepresents the strike price of the contract. Corresponding Put and Callsymbols for the same strike price will have the same last letter intheir symbols.

Refers to a bond or other security that may be redeemed by the issuer before the scheduledmaturity. When searching for fixed-income securities(e.g., bonds), this is the first date on which the security can be called.

The amount of cash or securities you must deposit into your account to cover amargin or day trade call.

The balance shown is updated as of the previous business day's close. The updated balance reflectsthe revaluation of the account due to market activity (e.g., increase in the value of positions you hold)and transactions (e.g., cash or securities you may have deposited).

A specified date when a bond that can be redeemed before the scheduledmaturity may be redeemed by theissuer.

Underthe Call Schedule, the upcoming dates the bond could be called, andtheir corresponding prices for which the bond may be called, are listedin chronological order.

The difference between the price at which the issuer may redeem a bond whencalled and the face valueof the bond. For example, if the issuer calls a bond with a face value of $1,000, but pays $1,200 for the bond,the call premium would be $200.

The price the issuer will pay for a bond if the issuer redeems a bond beforematurity.

Under the Call Schedule the upcoming call prices corresponding to a given Call Date are listed in chronological order.

Ifa bond is non-callable (has call protection), it is generally notsubject to a scheduled call. Other early redemption provisions mayexist which are specified in the prospectus or official statement. Inthe Attributes column of the Bond Results table, the Attribute for Call Protection is CP.

OnBond Details pages, the same bond will show “Yes” against the CallProtection field. Conversely, for a bond subject to a scheduled call,the Bond Details page will show “No” against the Call Protection field.Click No to view the full call schedule.

Indicates whether an option is a call or aput.

This is a list of dates on which a fixed-income security (e.g., a bond) can be called, redeemed prior tomaturity, by the issuerand the corresponding call prices.

Any house, exchange,federal, or day trade callbalances that you must settle today by depositing additional money orsecurities into your account. You generally have five businessdays from the date a call is issued to settle a house, federal, or daytrade call. You generally have 48 hours to settle an exchange call.However, Fidelity reserves the right to meet margin calls at any timeprior to the stated due date.

Thesymbol of the contract that grants the purchaser the right to buy anunderlying equity at a certain strike price. An option symbol iscomprised of three parts. The first one-to-three letters are the rootsymbol for the option. The second-to-last letter stands for theexpiration month of the contract. The last letter in the symbolrepresents the strike price of the contract. Corresponding Put and Callsymbols for the same strike price will have the same last letter intheir symbols.

The party that issued a margin orday trade call because you did not meet the minimum equityrequirements set forth by one or more of these parties. The party can be the Federal Reserve (Federal), an exchange(Exchange), or Fidelity (house).

Theunique number Fidelity assigns to an attempt to cancel and replace anopen order. This number displays on the Confirmation screen.

Cancel Date
The date an order was canceled.

Canceled Order
An order that has been canceled at your request or due to restrictions you placed on the execution of the order.

Cancellation Order Number
The unique number Fidelity assigns to an attempt to cancel an open order.

Cancel Pending
This is an order status indicating that you placed a request to cancel an open order, but the order has not yet been canceled.

Cancel Reason

• 01 Bonds Traded Away
  It is no longer possible to carry out this transaction in the amount you specified because the offering dealer has already sold some or all of the position to another party.
• 02 Market Firm at Stated Level
  The offering dealer is not changing their price, nor are they taking limit prices at this time.
• 03 Minimum Balance Violation
  The dealer offering the security you are attempting to purchase has stipulated a minimum order quantity. Your order fell below this minimum and thus was rejected.
• 04 Increment Quantity Violation
  It is not possible to buy this security in the quantity you have requested. Please check that your order size is consistent with the minimum and incremental order size stipulated by the offering dealer, as displayed in the offering table.
• 05 Order Quantity Maximum Exceeded
  It is not possible to buy this security in the quantity you have requested. Please check that your order size has not exceeded the maximum order size stipulated by the offering dealer, as displayed in the offering table.
• 06 Order Placed Outside Normal Trading Hours
  It is not currently possible to complete this order because it falls outside the operational hours of either the offering dealer in particular or the bond market in general. Although the bond market does not have formal hours of operation, normal trading hours are generally considered to extend from 9 a.m. to 5 p.m. ET, excluding market holidays.
• 99 Order Rejected
  Your order has been rejected. No further information is available at this time. You may either try to place another order, or call a fixed income specialist at 800-544-5372 for assistance.

Cancel Verified
This is an order status indicating that a request you placed to cancel an open mutual fund order hassuccessfully executed and the order is canceled.

Capital Appreciation
Asthe value of the securities in a portfolio increases, a fund's shareprice increases, meaning that the value ofyour investment rises. Generally speaking, if you sell shares at ahigher price than you paid for them, you make a profit, or capitalgain.If you sell shares at a lower price than you paid for them, you'll havea capital loss. See alsoDividend and Capital Gains.

Capital Gain Distributions
Thedollar amounts that are paid to you or credited to your account bymutual fund investments or real estate investment trusts (REITs).

Capital Gains
This is earnings from the sale of a security at a higher price or cost basis than the original purchase price. Also, a specificlong-term objective for many mutual funds.

Capital Gains Tax
This is a tax on profits from the sale of certain capital assets such as securities and real estate.

Capital Loss
Thisis a negative return on an investment resulting from the sale ofcertain capital assets such as securities at a lower price than theoriginal purchase price or cost basis.

Capital Spending, 5-year Growth Rate (%)
This is the compound, annual growth rate of capital spending for a company over the last 5 years. Capital spending isthe sum of the capital expenditure items found on the statement of cash flows.

Cash
A trade type indicating that a trade order to buy will be paid forin cash, not by borrowing on margin.

As a balance, the amount collected and available for immediate withdrawal. This balance includes both Core Money Marketand other Fidelity Money Market funds held in the account. This balancedoes not include deposits that have not cleared. Proceeds from sellorders are reflected in this balance on settlement date.

Cash Amount
On the Transfer Money screen, this is the amount of cash that you want to transfer to another account. The amount youenter must follow these rules:

• Omit commas.
• Enter an amount no greater than the current balance in the account.
• Maximum cash amount to transfer between Fidelity accounts is $100,000 per account, per day.

Cash & Other Category
A mutual fund asset allocation theory that includes net cash, short-term securities, and any other securities(such as options) not included in other asset allocation categories.

Cash Available to Buy Securities
The amount available to purchase securities in a cashaccount without adding money to the account.   Buy orders will reducethis value (at the time the order is placed), and executed Sell orderswill increase this value at the time the order executes.

Cash Available to Withdraw
The total amount of cash available for immediate withdrawal from Core Money Market and other Fidelity Money Market funds held in the account. See also Available to Withdraw.

Cash Covered Put
A short put position in a cash account that is secured by setting asidecash equal to 100% of the exercisable value of the put contract(s).

Rules: None.

Example:      Short 1 Put XYZ 50
                    Cash set aside: $5,000 = 1 (qty) x 100 (multiplier) x 50 (Strike Price)

Cash Covered Put Reserve
The value required to cover a short put option contracts held in a cash account. Cash Covered Put Reserve is equal to the options strike price multiplied by the number of contracts purchased multiplied by the number of options per contract (usually 100). ). Cash Available to Buy Securities, Cash Available to Withdraw, and Available to Withdraw values will be reduced by this value.

Cash Debit for Legal Hold
Restricted securities have a legal hold placed on them and will displaya market value on the positions page but won't be included as part ofthe total account value. Securities are restricted if the they wereacquired in the following manner:

• A transaction not involving a public offering. Stock received through a private placement or venture capital investment.
  
• Business combinations such as reclassifications (the substitute of one stock for another), mergers and consolidations (stock exchanged for that of another company), transfer of assets (stock transferred to another corporation or person in consideration of the issuance of securities).
  
• Stock acquired in a compensatory benefit plan. The stock may be in the form of a purchase, savings, option, bonus, stock appreciation, profit sharing, thrift, incentive, pension, or other similar plan.
  
• Payment of securities to independent contractors for professional services.
  
• Negotiated sale by insiders.
  
• Any transaction in which unregistered stock is acquired directly from the issuer or an affiliate of the issuer.
  
• Stock dividends or splits.
  
• A gift.
  

Deliveryvs. Payment (DVP) and Receipt vs. Payment (RVP) accounts areestablished by institutions and, to a lesser extent, individuals. WithDVP/RVP accounts, customers place orders through their Fidelityaccounts, and the trades settle through designated custodial banks.After a trade executes, National Financial Services LLC a FidelityInvestments company, contacts the custodial bank who then sends eithercash or securities as appropriate. Customers do not keep any positionsat Fidelity. Their assets are held at the custodial bank. During aDVP/RVP transaction, there are periods of time during settlement when achange in market value will display for a security on Fidelity.com.With changes in market activity, after the transaction Fidelity willadjust your account valued based on the position and your debit orcredit balance to ensure an accurate total account value for youraccount.

Whenan account holds a when-issued stock, a settlement date hasn't beenidentified. Your account will show a market value for that stock, butthe account has not been debited for the purchase. A debit or creditbalance will be adjusted on the positions page to show your totalaccount value. The cash available and money market amounts may beoverstated in your account until settlement has taken place. Reviewyour account for these holdings before placing other trades.

Cash Flow Per Share, TTM ($ per share)
In a Company Profile, this value is the trailing 12 month cash flowdivided by the training 12 month (TTM) average shares outstanding. Cash flow is defined as the sum of income after taxesminus preferred dividends and general partner distributions plus depreciation, depletion, and amortization.

Cash Liquidation Distributions
Cash distributions made by corporations that were partially or completely liquidated.

Cash Market Value
For College Savings Plan accounts, this is the total value of all units held in the account as of the date and time displayed.

Cash Proceeds
The amount of cash you hold after an orderto exercise and sell stock options executes andafter the exercise cost, commissions, fees, and anytaxes that are due as a result of the order have been deducted.

Cash Proceeds Desired
For stock option exercise transactions, this is the estimate of the amount of cash dollars that will result byperforming an exercise transaction through the stock option calculator tool. This estimated cash proceeds desiredamount does not include commissions or fees.

Cash Spread Reserve
The requirement for spreadpositions held in a retirement account.  For debit spreads therequirement is full payment of the debit.  For credit spreads, it's thedifference between the strike prices or maximum loss. A $5,000 minimumequity deposit is required in addition to the debit or creditrequirement.

Cash Surrender Value
The Cash Surrender Value is the current contract value less anysurrender charges that would be applied if you withdrew the fullcontract value on the as of date disclosed. Full withdrawals in thefirst five years of the contract are assessed a 2% surrender charge ofthe current value.  Please see the prospectus for additional details.
The Cash Surrender Value after the five year surrender period is equal to the Contract Value of the annuity.

Cash Used
The dollar amount of Cashtrades that have executed today and those orders that are currentlyunexecuted.  A reduction in this value (which corresponds to anincrease in Cash Available to Buy Securities) can be achieved by cancelling or replacing open Buy orders or transferring money into the account.

CATS/TIGRS
See Certificate of Accrual on Treasury Securities (CATS) or Treasury Income Growth Receipts (TIGRS).

CDIP
Certificates ofDeposit: Inflation Protected (CDIPs), provide investors with inflationprotection in addition to a CD with a coupon. CDIPs are indexed toinflation through adjustments to their principal made on the basis ofchanges in the Consumer Price Index (CPI). The coupon payments arecalculated by applying these changes to the CPI, plus a known fixedcomponent, to the par amount of the CDIP.

Central Rung Months
The tool will calculate the spacing between maturities (rungs) when you indicate the number of yearsyou would like the ladder to run and then decide on the number of rungs wanted. Central Rung Monthsare spaced equally across the life/length of the ladder by dividing the number of months between thefirst and final maturity dates by the number of rungs selected. The Bond Ladder tool first searchesthe Central Rung Months to find bonds that meet your selected criteria, such as sorting by highestor lowest yield.

If bond(s) are found in the Central Rung Month, one would be selected according tothe other preferences chosen by the user. If the tool cannot find a bond in the Central Rung Monthit will search two months either side of the Central Rung Month to find the next best available bondfrom these months. Use the View Alternatives feature to see all the bonds identified within the totalfive month period (the Central Rung Month and two months on either side of the Central Rung Month) foreach rung.

Certificate of Deposit (CD)
A debt instrument issued by commercial banks or thrifts to raise fundsfor their business activities or to retire other debt. Fidelity offersa type of certificate of deposit called a Brokerage CD. The depositsare obligations of the issuing bank. The CDs are usually issued inlarge denominations. The brokerage firm then divides them into smallerdenominations for re–sale to their customers. CDs issued by FDICinsured institutions and held in Fidelity accounts are generallyinsured up to the following limits. Note that for purposes of theselimits, all depository assets of the account holder at the institutionthat issues the CD will generally be counted for each applicablecategory of account towards the applicable aggregate limit. Up to$250,000 per account owner/per institution aggregate limit fordepository assets held in non–retirement accounts up to $250,000 peraccount owner/per institution aggregate limit for depository assetsheld in qualifying retirement accounts, such as traditional or RothIRAs. On October 3, 2008, certain FDIC insurance coverage limits weretemporarily increased from $100,000 to $250,000. These temporaryincreases will remain in effect until December 31, 2009. CDs whichmature after 12/31/2009 will have the $250,000 coverage up to the12/31/2009 date. After that the insurance will revert to the $100,000level. Additional information can be found on the FDIC website. CDs can be purchased in increments of $1,000 or $5,000 for some callable CDs.

Likeall fixed income securities, CD prices are susceptible to fluctuationsof interest rates. If interest rates rise, the price of outstanding CDswill decline. However, since changes in interest rates will have themost effect on longer maturities, short-term CDs are less susceptibleto interest rate movements.

Certificate of Accrual on Treasury Securities (CATS)
See also Treasury Income Growth Receipts (TIGRS).

Azero coupon bond "manufactured" from zero-coupon Treasury bonds.Despite their different names, they are essentially the same type ofinstrument, which is a zero coupon bond "manufactured" or "stripped"from Treasury bonds.

CATS and TIGRS were created by investmentbanks in the 1980s before the Treasury's own zero-coupon bonds arrivedby buying coupon-paying Treasury bonds, holding them in escrow, andissuing equivalent value CATS and TIGRS

Generally, CATS andTIGRS offer the same potential benefits as other zero-coupon bonds,such as the ability to purchase a bond at a deep discount to itsmaturity value. CATS/TIGRS do not offer US Government backing, andtherefore have some degree of risk.

Change
This is one of the following depending on the type of security:

• For stock and option quotes, the dollar amount change in the price of the security from the previous trading day's close
• For mutual fund and money market quotes, the dollar amount change in the fund's share price since the previous trading day's close
• For index quotes, the nominal change in the price of the index from the previous trading day's close
• For Fidelity variable annuity investment option quotes, this information is not applicable and N/A displays in the Bid Exchange field.
• For open indications of interest (IOI) in new issue fixed-income offerings (e.g., bond offerings), this is an option to change the maximum number of securities you would like to receive. You can attempt to change an indication of interest at any time until securities are allocated.
• Attempts to change indications of interest are performed on a best efforts basis. There is no guarantee that an indication of interest can be changed, in whole or in part.
• Note that if you change an indication of interest after you have confirmed it, you do not need to confirm it again.

Change (Dollars)
The change in dollars from the close from the previous night.

Change % Down
Daily percent move down in a stock or index.

Change % Up
Daily percent move up in a stock or index.

Change $, Change %
The change (in dollars or percentage) from the previous day's closing stock price.

Change from Day Close
The change in a stock's price from the standard session close price to the Order Book's last price.

If the amount is preceded by a plus sign, (+) the last price is better than the standard session close.If the amount is preceded by a minus sign(-), the last price is worse than the standard session close.

Change From Standard Session Close
This information displays as part of an Extended Hours quote.This is the change in a stock's price between the last[tick] priceshown for the standard market session and the last[tick] priceshown for the Extended Hours session.

Comparing the moving last[tick] price and changeshown in the Extended Hours quote section to the closing last[tick] shown in the standard session quote section mayindicate an upward or downward trend in the stock's price in the Extended Hours session.

Change In Market Value
The effect of market action on the value of an account or portfolio.

Change in Securities Not Priced Today
The Change in Securities Not Priced Today total displays a sum of pricechanges for securities that have not yet, or will not be, updatedtoday. For each position that has not changed price today, the previousrecorded change (often the difference between the previous two businessdays’ closing prices) is reflected in the Change Since Last Close.The sum of all Change Since Last Close dollar values for positions thathave not changed price today is reflected in Change in Securities NotPriced Today.

Keep in mind that the price of mutual fundsis not updated until after market close, and that the prices of fixedincome securities may not be updated daily. The Change in SecuritiesNot Priced Today total reflects the most recent available changes invalue for these positions, presented as a total to keep you up to dateon how these positions are performing. Today’s Change provides a price change total for all positions whose prices have been updated today.

Duringpre-market hours, weekends, and holidays, the Change in Securities NotPriced Today will continue to display the cumulative total of changesin stocks, options, mutual funds and bonds from the most recentbusiness day’s market closing until the next market opening. Once themarket opens again, Change in Securities Not Priced Today will berefreshed to reflect only the changes for positions that have not hadany price updates that day.

Change Since Last Close
The change since last close is the dollar amount and percentage change up or down, from the previous day's closing stock price.

Change Since Purchase
The difference, in both dollar amount and percentage, between a security's current valueand its value when you purchased it.

Chart
Refer to Charts below.

Charts
A feature that displays historical price charts for securities you specify by entering a tradingsymbol.

Checking Account Number
Thisis a bank checking account you want to use with the Electronic FundsTransfer service. After the Electronic Funds Transfer service isestablished, you will be able to transfer between the specified bankchecking account and your Fidelity account.

This number is shown on the bottom of a check from your account and on your bank account statements.

Check Number
This is the number shown in the upper-right hand corner of a check. You enter a check number when adding FidelityElectronic Funds Transfer online to eligible Fidelity accounts using the setup screen.

The check number is only used to verify your bank checking account. It is not processed or cashed. As a result,you can use a canceled, voided, or your next available check.

Close Date
The date the security was sold (or covered for a short position).

Close Price
This is the final price of a stock at the end of the most recent trading day.

Closed Positions for Year
Anoption that is available on the Closed Positions screen. The optioncontrols the year for which closed positions are displayed.

You can select either the current or prior calendar year.

Note:Closed positions information is only available for non-retirement brokerage accounts; it is not availablefor Mutual Fund accounts.

Closing Date (Credit Card)
The last day of your monthly billing cycle. After the closing date,your statement will be generated, and future activity will appear onyour next month's statement.

Closing Market Value
The total cash value of the shares or option contracts you own.

The value is calculated using the closing price and the number of shares or option contracts you own.

Collar
The collar spread, also called a "fence," is the simultaneous purchaseof an out-of-the-money put and sale of an out-of-the-money coveredcall. Under normal circumstances, the protective put and covered callcomprising the collar share the same expiration dates, but havedifferent strike prices. A covered call is sold on a share-for-sharebasis against the underlying stock. For example, for stock XYZcurrently trading at $50, buying 100 shares of XYZ, selling an XYZ 55call, and buying an XYZ 45 put creates a collar. The trader isprotected if the stock drops below the strike price of the put, andforfeits any profits should the stock rise above the strike price ofthe call. Traders who are moderately bullish on an underlying stock,but lacking strong conviction, often employ collar spreads. The strikeprice of the call determines the degree of bullishness of the strategy.The further the call moves out-of-the-money, the more bullish thestrategy becomes.

Rules: The strike price of the put must be less than the strike price of the call option with the same expiration date.

Example:      Long 1000 XYZ at 120
                    Short 10 Call XYZ 125
                    Long 10 Put XYZ 115

Collected Shares
The total number of settled shares you own for a security as of the date and time displayed.

College Savings Plan
529 College Savings Plan.

Combination Spread (Combo)
A multi-leg option strategy involving the purchase of a call and a sell of a put or vice versa.

Commission
The selling or transfer costs of a trade or transaction.

Commission Calculator
A feature you use to calculate the estimated commission or concession for a trade order.

Commission Rate
The commission rate for a trade varies depending on a number of factors (e.g., type of security, number of shares purchased,commission schedule that applies to the account, etc.) which are detailed in Fidelity commission schedules.

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The commission rates that apply to transactions in a brokerage account.

For BrokerageLink accounts, the commission schedule is set per agreement with the plan sponsor.

Select the following for information on Fidelity commission schedules for:

• Stocks
• Bonds
• Fidelity Mutual Funds
• Non-Fidelity Funds
• Options
• Precious Metals
• Short Sales

Committed to Open Orders
The dollar amount allocated to pending orders that have not yet beenexecuted (for example, buy orders and short sale orders). The amountyou have Committed to Open Orders decreases your Buying Power or your Cash Available to Buy Securities. This amount plus the dollar amount for Today’s Executed Transactions combine to make up Buying Power Used or Cash Used.

Common Stocks
Stocksrepresent a share in the ownership of a particular company. If thecompany does well, the value of each share generally goes up.Although common stocks have a history of long-term growth, their pricesfluctuate based on changes in a company's financial conditionand on overall market and economic conditions.

Company News
Links to most recent company news. News is made available by an independent, third-party news provider.

Company Profile
A Company Profile is provided by an independent, third-party company and displays a one-page summary for a company's stock.

• You can see business overviews, company capitalization figures, the company's earnings, revenues, and dividends.
• You can see key ratios and measures as well as the company's address and investor contact information.

The Company Profile is provided by Market Guide Inc., an independent, third party provider.

Concession
Forsecondary market fixed income security transactions, concession is theper-bond trading charge levied in addition to the purchase or sellingprice quoted. A concession is the per-bond markup or markdown on afixed income trade, as opposed to an agent commission. Concessions varyby product type. Bonds are made available from our affiliate, NationalFinancial Services (NFS), and from various external dealers for whomFidelity Brokerage Services acts as riskless principal. For a completebreakdown of Fidelity's Fixed Income concession schedule, go toInvestment Products > Brokerage, click Learn About FidelityBrokerage, and click Brokerage Commission and Fee Schedule underFidelity Account Details.

Conditions
A restriction on the execution of an order. Not all conditions can be usedwith all types of orders. Available conditions include:

• None
• All or None (AON)
• Do Not Reduce (DNR)
• All or None/Do Not Reduce (AON/DNR)

Condor
Alsoknown as a "flat butterfly" or an "elongated butterfly," a four-legspread. In a long call condor spread, there is a long call of a lowerstrike price, one short call of a second strike price, one short callof a third strike price, and a long call of a fourth strike price. Eachcall has the same expiration date, and the strike prices are an equaldistance apart.

Confirm
This is an option on the Open Indications of Interest screen. This screen displays all openindications of interest that you have submitted fornew issue fixed-income securities (e.g., bonds) offeredby Fidelity. This option displays for new issues that have been priced and for which you must submit a confirmationto be eligible for an allocation of bonds.

Only new issue corporate bonds and Fixed Rate Capital Securities require confirmation. You must confirm your indication of interest on the date and during thetime period specified for the offering. Fidelity will send you this information as an alert by e-mail or pager.

Note that confirming an indication of interest does not guarantee that you will be allocated securities.

Confirmation Number
The unique number identifying a trade order or Fidelity Electronic Funds Transfer request.

Confirmed
This is a column that displays on the Open Indications of Interest screen. This screen displays all openindications of interest that you have submitted fornew issuefixed-income securities (e.g., bonds) offered by Fidelity. Certain newissue fixed income securities require confirmation of one's indicationof interest.

• Yes displays if you have confirmed an indication of interest (IOI) for a fixed-income security that requires you do so. Yes automatically displays when the IOI is for a fixed -income security that does not need confirmation (e.g., an indication of interest for a municipal bond).
• No displays if you have not confirmed an indication of interest for a fixed- income security that requires you do so.

You will see the option to Confirm after the fixed-income security specified in your indication of interest has been pricedand if it requires confirmation.

Contingent Order
A contingent order is an order that executes when triggered by anoutside event, like the achievement of a stock price or index level.Additional trigger values include daily volume, daily percentagechanges, 52 week high, 52 week low, last trade, bid and ask.

Contract Date
Thisis the date on which an annuity becomes effective. This date is in thedocumentation you receive when you purchase an annuity.

Contract High
The highest price at which an option contract has traded during its life.

Contract Low
The lowest price at which an option contract has traded during its life.

Contract Number
This is the Fidelity assigned annuity number under which investment options are held.

Contract Status
This refers to the status of an annuity contract. The status of a tax-deferred annuity can be the following:

• Free Look
• Extended Free Look (New York and California residents only)
• Active
• Payout

The status of an income annuity can be the following:

• Free Look
• Extended Free Look (New York and California residents only)
• Payout

Contract Value
The Contract Value is the current market value of your annuity.  Thisvalue will fluctuate based on market activity and withdrawals.

Contribution
The amount of new money that you contribute to your Fidelity IRA on an annual basis. You can make a contribution onlineusing Fidelity Electronic Funds Transfer.

For information on annual contribution limits, use the IRA Evaluator^SM which can be found under the Investment Products tab Retirement option on Fidelity.com.

Contribution Tax Year
This is the calendar year for which you want to make a contribution to your Fidelity IRA.

For information on annual contribution limits, use the IRA Evaluator^SM which can be found under the Investment Products tab Retirement option on Fidelity.com.

You can make a contribution for the current tax year from January 1 of the current tax year until your tax filing due date,not including extensions, generally April 15 of the following year. As a result, contributions made from January 1 to your taxfiling due date, not including extensions, generally April 15, could be for the current or the prior tax year and you mustspecify the tax year for which the contribution is being made.

If April 15 falls on a Saturday, Sunday, or a legal holiday, your tax filing due date is the next succeeding day which isnot a Saturday, Sunday, or legal holiday.

Note: Generally, from April 16 to December 31 of any year, the Fidelity Electronic Funds Transfer entry screen forIRA contributions displays the current tax year only. This is because you can generally only make a contribution for the currenttax year during this period.

Control or Restricted Loan
A margin loan which is secured by control or restricted securities.

Control Panel
This is a section on the portfolio and account analysis screens. On the Control Panel, you can select options to:

• See a Graphical View of your holdings
• See Holdings Detail
• See the analysis for all accounts in your portfolio or for one or more individual accounts that you select

All percentages and values also include the underlying securitiesin pooled investments such as mutual funds. For example, investments in foreign stocks held by a mutual fund are included inthe percentage and value of foreign equities.

Control Persons, Insiders, or Affiliates
Officers, directors, policy-making executives, major shareholders (generally, owners of 10% or more of outstanding shares),and other people who are in a position to directly or indirectly control the management of the company.

This includes spouses, family members who live with the control person, and other entities affiliated with control persons,as defined in Rule 144. Securities trading by a control person of the issueris subject to restrictions, regardless of whether the security is restricted. A control person must complete 144 documentationand comply with Rule 144 when selling control securities.

Conversion
An options trading arbitrage strategy in which a customer takes a longposition in an underlying stock and offsets that holding with thesimultaneous purchase of an at-the-money put and sale of anat-the-money call with the same expiration. The two options create asynthetic short stock, and the customer holds parallel long and shortpositions. The strategy is meant to take advantage of overpricedoptions, and the profit is made in the premium difference between thecall and the put.

Rules: The strike prices of the put and the call options must be equal.

Example:      Long 1000 XYZ at 120
                    Short 10 Call XYZ 120
                    Long 10 Put XYZ 120

Convertible
Issues of bonds with an option allowing the bondholder to exchange thebond for a specified number of shares or common stock in the firm. Thisis disclosed at the time the bond is issued.

Convertible Date
The date until which the convertible end date feature is available.

Convertible Hedge
Convertible bonds covering short calls and short common stock.

Rules: Before pairing can occur, the securities must beconverted into the quantity they represent for the underlying securityusing the specific conversion ratio for each one. After conversion, ifthe total strategy requirements are greater than the nakedrequirements, the hedge should not be used.

Convexity
Convexityis the rate of change in a bond's duration with respect to yield and ameasure of the curvature of the price-yield relationship of a bond. Itmeasures the change in price with respect to yield not explained byduration. For a bond with known cash flows, convexity is computed usingall cash flows until the bond's maturity.

Mathematically, it is the first derivative of modified duration and the second derivative of price with respect to yield.

Convexity to Worst
Convexityto Worst is the convexity of a bond computed using the bond's nearestcall date or maturity, whichever comes first. This measure ignoresfuture cash flow fluctuations due to embedded optionality.

Cookie
Apacket of information sent from a server to a browser (e.g., accountregistration verification information, order confirmation number, etc.).

Core Account

Theaccount where cash awaiting investment or withdrawal is held in youraccount. This account is used for all of your brokerage transactions.

This account may also be called your Core money market or Fidelity cash account.

Core Money Market
Account settlement position for trade activity and money movement. Executed Buy orders and cash withdrawals will reduce the Core, andexecuted Sell orders and cash deposits will increase the Core.

Corporate Bond
A debt security issued by a private corporation. Corporate bondsgenerally have a face value of $1,000, are taxable, and have a termmaturity. These bonds pay coupon interest according to a coupon rate set at the time the bond is issued.

Corporate Bond New Issues
A debt instrument that you can buy directly from the issuer usually at face valuethrough Fidelity. Generally, corporate bonds are taxable, have a specified maturity,and have a face value of $1,000 with subsequent investments in $1,000 increments. Coupon interestis paid according to a coupon rate set at the time the bond is issued.

CorporateNotes Program^SM
The CorporateNotes Program^SMmakes available fixed-rate senior and subordinated, unsecuredobligations of a variety of independent issuers. They offer a varietyof maturities and structures each week. Maturities range from 9 monthsto 30 years for both callable and non-callable securities.CorporateNotes may be purchased in principal amounts as low as $1,000and in increments of $1,000.

The risks involved are similar to other corporate bond investments such as credit risk, term risk, and interest rate risk.

Correlation Measures
Measuresthat show the validity of a comparison to a benchmark index based onthe historical relationship between portfolio returnsand index returns. See R2. See also Volatility Measures.

Cost
Positioncost as represented by the total cost of purchases or exchanges(including commissions). The amount is adjusted for previous saleactivity and options proceed adjustments (for assignments andexercises). Note: For retirement accounts, cost does not includedividend reinvestments or capital gains. Cost information on retirementaccounts does not reflect your tax basis that may result fromnondeductible or after-tax contributions. Cost information onretirement accounts is not provided for tax reporting purposes.

Cost Basis
In a taxable account, cost basis is generally the original amount paidfor shares of a security or proceeds from a short sale, including theamount of reinvested dividends and capital gains, plus or minus certainadjustments. Not all basis adjustments may be reflected. Cost basis isused to determine the capital gain or capital loss of an investment when shares are sold.

Cost Basis Per Share
The amount you paid per share for a security when you first purchasedit (or proceeds per share for short sale transactions). When you updatecost basisinformation online, cost basis per share is calculated based on the lot quantity and total cost basis for lot. Cost basis per share may include fees and commissions paid at the time of purchase, and therefore may not equal the acquisition price per share.

Note:Fidelity-provided estimated cost basis, realized gain and loss, andholding period information may not reflect all adjustments necessaryfor tax reporting purposes. Taxpayers should verify such informationagainst their own records when calculating reportable gain or lossresulting from a sale, redemption, or exchange. Fidelity does notreport such information to the IRS or other taxing authorities and isnot responsible for the accuracy of such information taxpayers may berequired to report to federal, state, and other taxing authorities.Fidelity makes no warranties with respect to, and specificallydisclaims any liability arising out of a customer's use of, or any taxposition taken in reliance upon, such information. Unless otherwisespecified, Fidelity determines cost basis at the time of sale based onthe average cost-single category (ACSC) method for open-end mutualfunds. For securities other than open-end mutual funds and unlessotherwise specified, Fidelity determines cost basis at the time of salebased on the first-in, first-out (FIFO) method. Customers shouldconsult their tax advisors for further information.

Cost Basis Source

The origin of the cost basis information for a position. Possible values:

• Fidelity, Fidelity is the originator of the cost basis information for the position
• Customer, you or your authorized agent (accountant, attorney) furnished Fidelity with the cost basis information

Cost of Grant
The total cost of an award, which is the grant price multiplied by the quantity of shares or units awarded.

Cost of Unit
The total cost of a unit, the unit price multiplied by the quantity of shares or units awarded, or the per-unit cost.

Cost Per Share

The amount you paid for your grant (if any).

Cost Per Unit
For restricted stock units, the amount you paid for your units (if any).

For multi-leg options, the dollar amount each leg of a multi-legoption trade would cost. This is the cost of the strategy based on thenet amount paid or received. The margin requirements for any strategymay be higher than the actual cost

Cost Previously Provided
The indicator of whether or not you provided the cost and acquisition date of these shares.Possible Values:

• No: You have not added cost information before today.
• Yes: You have added cost information before today, indicating that Fidelity has already processed an update transaction.

Note: You may update cost information in either case.

Coupon, Coupon Interest
The interest rate a bond's issuer promises to pay to the bondholder untilmaturity.

The interest rate is an annual percentage of the bond's face value.

For example, a bond with a 10% coupon will pay $10 per $100 of the bond's face value per year, subject to credit risk.

When searching Fidelity's secondary market fixed income offerings(e.g., bonds), you can enter a minimum coupon, maximum coupon, or enter both to specify a range and refine your search.

Whenviewing Fidelity's fixed income search results pages, you may see"Step-Up" instead of a numeric coupon rate. This means the coupon will"step up" over time at pre-determined rates and dates in the future.Click Step-Up to see the step-up schedule.

Coupon Type
Identifies how a bond's coupon is impacted during the life of that security. Examples are Fixed, Variable, Step, etc

Coupon Frequency
This refers to how often a fixed-income security (e.g., a bond or CD) pays coupon interest(e.g., quarterly, semi-annually, yearly).

Coupon Rate
A bond's annual interest rate, expressed as a percentage of the bond’s face value.

Covered Call
In a covered call, also known as a covered-write or buy/write, acustomer sells, or "writes," a call option against a long stockposition. By writing an option, the customer receives a cash credit. Ifa customer sells calls against an existing position, the strategy iscalled a covered-call or covered-write. If the customer purchases theunderlying stock and sells calls against it simultaneously, thestrategy is called a buy/write.

Rules: Long stock and short calls on same stock

Covered Option
An option contract that is backed by the shares of the underlying stock.

Covered Put
An options strategy in which an investor writes a put option and simultaneously holds a short position in the underlying stock.

Rules: Short stock and Short Puts on same stock

CPI
See Reference CPI.

Credit Line (Credit Card)
The amount of credit you may be extended. FIA Card Services® reserves the right to increase or decrease your credit limit

Credit Risk
The risk that the issuer of a debt security (e.g., a bond) may default. For example,the risk that the issuer of a corporate bond may not be able to pay the coupon interestor return the principal at maturity.

Credits
Loans, bonds, charge-account obligations, and open-account balances with commercial firms.

Credit Selection
A fund's selection of individual bonds; bond selection.

Credit Spread
An options strategy consisting of the buying and selling of options onthe same underlying stock, in which the credit from the sale is greaterthan the cost of the purchase, resulting in a credit at the time ofentry into the strategy. In a credit spread, the credit received fromentering the position is the maximum profit achievable through thestrategy.

Rules: A credit spread consists of either all calls or all puts on the same underlying with the same expiration date.

Cumulative Return
CumulativeReturn shows how much your investments grew or declined -- in total –over a multi-year period. For example, if a $100 investment returned10% the first year and 10% the second year, its cumulative return overthe entire time period would actually be 21%, taking compound interestinto account as illustrated below:

• Starting value of the investment: $100
• Return after the first year: 10% ($110)
• Return after the second year: 10% ($121)
• Ending value of the investment: $121
• Compounded Cumulative Return on the investment: 21%

Cumulative Total Return
Cumulative total return reflects actual performance over a stated period of time.

Currency
The trading currency for a security. For example, USD for United States dollars.

Currency Fluctuation
Market Gain/Loss refers to the amount of gain/loss caused by the changein price, in local currency, of the security. Currency fluctuationrefers to the amount of gain/loss caused by the fluctuation in theexchange rate.

For a closed position in a security, the formulas that we used to calculate these two amounts are:

Market Gain/Loss = (Exchange Rate on the trade date of purchase x Proceeds in local currency) – US Dollar Basis

Currency Fluctuation = Total Gain/Loss in US Dollars - Market Gain/Loss

For an open position in a security, the formulas that we used to calculate these two amounts are:

Market Gain/Loss = (Exchange Rate on the trade date of purchase x Last Price in local currency) – US Dollar Basis

Currency Fluctuation = Total Unrealized Gain/Loss in US Dollars [or Change Since Purchase in US Dollars] - Market Gain/Loss

Currency Risk
The risk that shifts in foreign exchange rates may undermine the dollar value of overseas investments.

Current
The current amount of cash or securities with a market value of a specific amount that you must deposit into your account tocover a margin or day trade call.

Ifyou have not completely covered a call, this amount may still be lowerthan the original amount if you have made a depositinto your account or the market value of securities held in margin inyour account has increased. The balance must be covered by the due date.

For employee stock purchase plans this amount represents the accumulated payroll deductions.

Current Allocation
Thebreakdown of an annuity contract's investment options by percentage.The percentages are current as of the date displayed, and only balancesare displayed.

Current Cash Credit/Debit from Unsettled Activity
Fora credit balance from unsettled activity, this is the amount that willbe added to your core account on the settlement date. For a debitbalance from unsettled activity, this is the amount that you mustdeposit into your brokerage core account by the settlement date. Thisamount includes the cash credit or debit from unsettled activity as ofyesterday's close, as well as today's activity.

Current Contract Year
Your first Contract Year begins with the issue date of your contractand ends one year later.   Every year your Contract Year will beginwith the same day (May 3, for example). It is important to be aware ofyour Contract Year and not withdraw more than the Guaranteed WithdrawalAmount in a contract year.  Your current Guaranteed Withdrawal Amountis based on the contract year and not the calendar year. 

Current (Deduction)
The dollar amount or percentage that you are currently withholding for stock purchases during the current period.

Current Dollars
The dollar amount allocated to each position within the basket.

Current Estimated Value
This is a section on the Stock Option Summary|Vesting Schedule and Details screen. In this section, estimated values forexercisable options, unvested options,and total options display.

Estimated values are calculated using the previous business day's closing price minus thegrant price, multiplied by the depicted field (e.g., exercisable options, unvested options, etc.)or zero, whichever is greater. The actual value at exercise may vary.

Current Factor
Adecimal value reflecting the proportion of the outstanding principalbalance of a mortgage security, which changes over time, in relation toits original principal value. “The Bond Buyer” publishes the “MonthlyFactor Report,” which contains a list of factors for Ginnie Mae, FannieMae and Freddie Mac securities. Fannie Mae, Freddie Mac and trustees ofprivate label REMICs also publish REMIC tranche factors.

Current Income
Monies paid during the period an investment is held. Examples include bond interest and stock dividends.

Current Investment Style
This refers to the following depending on the type of security:

• Investments styles for stocks and domestic stock funds include large value, large blend, large growth, mid-cap value, mid-cap blend, mid-cap growth, small value, small blend, small growth. Balanced funds are categorized as domestic hybrid.
• Also, the investment style for a mutual fund is the fund's investment approach, determined by the portfolio's actual holdings not the investment objective stated in the fund's prospectus. This information is provided by Morningstar, Inc., an independent, third-party information provider.
• Investments styles for fixed-income securities include short-term government, intermediate-term government, long-term government, short-term bond, intermediate-term bond, long-term bond, and high-yield bond.
• The investments style for foreign stock and world stock funds is foreign stock or world stock, respectively.

Current Margin Credit/Debit Balance
For a margin credit balance, this is the amount due to you for marginactivity in your account. For example, you sell shares held in marginin your account. Until the trade executes, the proceeds from the saleare part of your total margin credit balance. Once the trade settles,the proceeds are moved to the core account money market balance. For amargin debit balance, this is the amount you owe Fidelity for marginactivity in your account. For example, money borrowed to buy securitiesor for cash withdrawals is added to the margin debit balance. Thisamount includes the margin credit or debit balance as of yesterday'sclose, as well as today's activity.

Current Market Value
For basket trading, the real-time last trade price multiplied by the numberof shares. For bonds, the amount a willing buyer will pay for a bond today,which may be at a premium (above face value) or at a discount (below facevalue).

Current Offering Period Dates
The list of the offering periods in which you have participated in anEmployee Stock Purchase Plan.

Current Outstanding Balance (Credit Card)
The total billed amount you owe as of the closing date of a billing cycle.

Current Payroll Deduction
The dollar amount or percentage that you are currently having withheld for stock purchase during the current period.

Current Payroll Elections
The percent amount that you are currently having withheld for stock purchase during the current offering period.

Current Price
The current market price of a stock.

Current Quarter (MMM YY)
The earnings per share for the current quarter. Earnings per share is a portion of a company's profit allocated to eachoutstanding share of common stock, the amount a company earned divided by the number of shares outstanding. This includes:

• the most recent quarterly reported earnings per share ($)
• the percentage change in earnings per share as compared to the same quarter of the previous year (%)

Current Rate
For Municipal Reset securities,the rate set at the most recent auction for this security. The ratewill continue to be applied for every day, up to and including the Next Auction Date.

Current Ratio (MRQ)
In a Company Profile, this is the ratio of total current assets for a company'smost recent quarter divided by the total current liabilities for the same period.

Current Shares
The number of shares allocated to each position within a basket.

Current Short Credit/Debit Balance

• If your account owes money, it has a short debit. For example, if a shorted stock goes up in price, you may need to add money to meet the minimum short requirement.

   

• If your account is in the money, it has a short credit. For example, if a shorted stock goes down in price, the short credit balance shows by what amount your balance exceeds the minimum short requirement. You can use this amount for other purposes (e.g., you can withdraw it as cash).

Short credit and short debit balances include the previous day's closing price and today's activity.

Current Sold Call Bid Price
The price at which a buyer is willing to buy an option or a stock. This is the most you may receive for the option.

Current Total
The number of shares allocated to each position within a basket.

Current Total Basket %
The percentage of the total basket that a position represents.

Current Value
A security's quantity multiplied by the price at which that security is currently trading.

Current Yield
Current yield is the annual coupon interest payment divided by the current marketprice of the security. Current yield does not include capital gains and losses or the effect of interest-on-interest compoundingfrom reinvesting coupon interest payments.

CUSIP
The alphanumeric identifier used throughout the financial community to identify a U.S. or Canadian security.

Cyclicals
Stocksof companies whose business prospects are tied to economic cycles. Forexample, steel companies often do poorly in a recession,when consumers are buying fewer large items such as cars andrefrigerators.