中国人民银行历年储蓄存款利率变动一览表

调整日期           活期（%）     3月      6月       11月      1年       2 年     3年    5年       8年
1949-08-10         60               120       168       228       252
1950-04-10         43.2            64.8      86.4      144       156
1950-05-01         21.6            54         64.8      82.8      86.4
1950-05-15         12               23.4      28.8
1950-10-20         12.6            27.6      31.2      34.2      34.8
1951-03-26         12.6            27.6      33         43.2      45.6
1951-07-21         10.8            22.8      28.2      34.8      36
1951-12-01         9                 18.6      22.8      29.4      31.2
1952-05-21         5.4              10.8      12.6                   14.4
1953-01-01         5.4               9.6       10.8                   14.4
1954-09-01         5.4               9.72     10.8                   14.4
1958-10-01        2.88             5.04      6.12                  7.92
1959-01-01         2.16                          3.6                     4.8
1959-03-05         2.16             2.88      3.6                     4.8
1959-07-01         2.16             2.88      4.68                   6.12     6.3      6.504
1965-06-01         2.16                          3.24                   3.96
1971-10-01          2.16                          3.24
1979-04-01         2.16                          3.6                     3.96      4.5      5.04
调整日期        活期（%）     3月       6月       11月       1年      2年        3年      5年     8年
1980-04-01       2.16                           4.32                    5.76                  6.84     7.92     9
1982-04-01       2.88                           4.32                    6.84                  7.92     8.28     9
1985-04-01       2.88                           5.4                      6.84                  7.92     8.28     9
1985-08-01       2.88                           6.12                    7.2                    8.28     9.36    10.44
1988-09-01       2.88                           6.48                    8.64     9.18      9.72    10.8     12.42
1989-02-01       2.88              7.56      9                         11.3     12.2     13.14   14.94   17.64
1990-04-15       2.88              6.3        7.74                    10.1     11        11.88   13.68   16.2
1990-08-21       2.16              4.32      6.48                     8.64    9.36     10.08   11.52   13.68
1991-04-21       1.8                3.24      5.4                       7.56    7.92    8.28      9         10.08
1993-05-15       2.16              4.86      7.2                       9.18    9.9       10.8     12.06   14.58
1993-07-11       3.15              6.66      9                          11       11.7     12.24   13.86   17.1
1996-05-01       2.97              4.86      7.2                       9.18    9.9       10.8     12.06
1996-08-23       1.98              3.33      5.4                       7.47     7.92     8.28     9
1997-10-23       1.71              2.88      4.14                     5.67     5.94     6.21    6.66
1998-03-25       1.71              2.88      4.14                     5.22     5. 58    6.21     6.66
1998-07-01       1.44              2.79      3.96                     4.77     4.86     4.95     5.22
1998-12-07       1.44              2.79      3.33                     3.78     3.96     4.14     4.5
1999-06-10       0.99              1.98      2.16                     2.25     2.43     2.7       2.88
2002-02-21       0.72              1.71      1.89                     1.98     2.25     2.52     2.79
2004-10-29       0.72              1.71      2.07                      2.25     2.7       3.24     3.6
2006-08-19       0.72              1.80      2.25                     2.52    3.06     3.69     4.14
2007-03-18       0.72              1.98      2.43                     2.79     3.33     3.96     4.41
2007-05-19       0.72              2.07      2.61                     3.06     3.69     4.41     4.95
2007-07-21       0.81              2.34       2.88                    3.33     3.96     4.68       5.22
2007-08-22       0.81              2.61       3.15                    3.60     4.23     4.95      5.49
2007-09-15       0.81               2.88       3.42                    3.87     4.50     5.22     5.76
2007-12-21       0.72              3.33       3.78                    4.14     4.68     5.40      5.85
2008-10-09       0.72              3.15       3.51                    3.87     4.41     5.13      5.58
2008-10-30       0.72              2.88       3.24                    3.60     4.14     4.77      5.13
2008-11-27       0.36              1.98       2.25                    2.52     3.06     3.60      3.87
2008-12-23       0.36              1.71       1.98                   2.25     2.79     3.33      3.60